Bobby Built Grants Available
Funding See if you qualify
Funding for Indigenous housing
Discover funding and financing opportunities for Indigenous housing construction and renovation in Canada. We offer a range of low-cost repayable and non-repayable loans and contributions for qualified projects. Find out what program is right for you.
GST/HST new housing rebate
Eligibility for the GST/HST new housing rebate
You may be eligible for a new housing rebate for some of the GST/HST paid if you are an individual who:
What is the Home Buyers’ Plan (HBP)?
The Home Buyers’ Plan (HBP) is a program that allows you to withdraw from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
Canada Greener Homes Initiative. Interest-free loans with a repayment term of 10 years.
The grant covers eligible retrofits like home insulation, windows and doors, heat pumps and solar panels as well as resiliency measures.
Multigenerational Home Renovation Tax Credit
Many Canadians have traditions of living together in multigenerational homes, with grandparents, parents, and children under one roof—which can be an important way for them to care for each other.
To support these families, Budget 2022 proposes to introduce a Multigenerational Home Renovation Tax Credit, which would provide up to $7,500 in support for constructing a secondary suite for a senior or an adult with a disability, starting in 2023.
Doubling the Home Accessibility Tax Credit
Seniors and persons with disabilities deserve the opportunity to live and age at home, but renovations and upgrades that make homes safe and accessible can be costly. The Home Accessibility Tax Credit provides support to offset some of these costs.
Budget 2022 proposes to double the qualifying expense limit of the Home Accessibility Tax Credit to $20,000 for the 2022 and subsequent tax years. This will mean a tax credit of up to $3,000—an increase from the previous tax credit of up to $1,500—for important accessibility renovations or alterations.
Homeowner Repair Program
For homeowners in need of major repairs, disabled accessible modifications, and/or adaptations to facilitate seniors’ independent living, assistance is in the form of a loan, a portion of which may not have to be repaid. The maximum forgivable loan per housing unit is $15,000 for homeowner repairs. The amount of forgivable loan is based upon a sliding income scale and the amount of required repairs. Any repayable loan amount is at the provincial borrowing interest rate and can be repaid over a period of up to 15 years.
Homeowner households may be eligible for a forgivable loan for both disabled accessible modifications and major repair items to a maximum of $20,000.
Seniors are eligible for a forgivable loan for minor adaptations to facilitate independent living to a maximum of $5,000.
Landlords are eligible for a forgivable loan for disabled modifications to a maximum of $10,000.